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The information contained in this Site (the OptusZOO Portal) may change and although Optus Internet Pty Ltd (“Optus” makes every effort to keep material on this Site up to date and accurate; there may be delays, errors or omissions. Optus does not represent or warrant the suitability, completeness, accuracy or currency of any informations contained on this Site or that any of the services will be uninterrupted, timely, secure or error-free.

The material and information on this Site is provided for general guidance and is not intended to be advice. You should seek professional advice and assistance before you take any commercial decisions or actions.

Some content that you access on the OptusZOO Portal (“Content”) is supplied by the ninemsn network of websites ("Network") which is owned and operated by ninemsn Pty Limited (ACN 077 753 461) ("ninemsn"). Your access to the Content on this site is conditional upon your acceptance and compliance with the terms, conditions, notices and disclaimers contained in this document “Portal Terms of Use” and elsewhere on this site. Your use of, and/or access to, this site constitutes your agreement to the Portal Terms of Use. Since you are bound by these Portal Terms of Use, you should periodically refer to them in this document.

Intellectual property including Copyright

All information, text, material, graphics, software and advertisements, its selection and layout and intellectual property including copyright on this Site is owned by Optus, with the exception of those supplied by ninemsn, which are owned by ninemsn, its suppliers and/or licensors unless expressly indicated otherwise. The Content is protected by Australian and international copyright and trademark laws. Content on the site is published in real-time, and you must not modify, copy, reproduce, republish, frame, upload to a third party, post, transmit or distribute this Content in any way except as expressly provided for on the site or the Network or expressly authorised in writing by Optus or ninemsn or its affiliates. Strictly on the condition that you keep all Content intact and in the same form as presented on the site and Network (including without limitation all copyright, trademark and other proprietary notices and all advertisements), you may, using an industry-standard Web browser, download and view the Content for your personal, non-commercial use. You must not use the Site or Network in any manner or for any purpose which is unlawful or in any manner which violates any right of Optus or ninemsn or an affiliate or which is prohibited by the Portal Terms of Use or other Optus terms that apply to your Optus Internet account and found at http://www.optus.com.au/sfoa.

Advertising, links to third party websites and e-commerce offers

The site contains hyperlinks and other pointers to Internet websites operated by third parties. These linked websites are not under the control of Optus or ninemsn and Optus and ninemsn are not responsible for the contents of any linked website or any hyperlink contained in a linked website. Optus and ninemsn provide these hyperlinks to you as a convenience only, and the inclusion of any link does not imply any endorsement of the linked website by Optus or ninemsn or its affiliates. You link to any such website entirely at your own risk.

The site also contains third party advertisements (including banner ads and full page advertisements) which contain embedded hyperlinks or which include referral buttons to websites operated by third parties or their licensees or contractors. All third party advertising (including referral buttons and embedded hyperlinks) is paid for by the relevant third party advertisers and are not recommendations or endorsements by Optus or ninemsn or its affiliates or their respective directors or employees. You are referred to the relevant advertiser for all information regarding the advertiser and its products and/or services.

In some instances, the advertisement will contain representations or offers by the third party advertiser which you can accept by linking to the advertiser's website and executing the relevant transaction. Such offers are not made by Optus or ninemsn, and the third party advertiser is solely responsible to you for the delivery of any goods or services you purchase on the third party website.

Virus Check

Optus does not represent or warrant that the material (including software) on this Site is free from computer viruses or other harmful defects and it recommends that, prior to using any download file, you carry out an appropriate virus check.

Search Results & Links to Third Party Sites

For your convenience and information this Site contains a search engine and links to other sites (the "Linked Sites"). The search engine automatically produces search results that refer to sites and information located worldwide throughout the Internet ("Search Results"). The Search Results may include automatically generated links and references to objectionable material. The Linked Sites are not under the control of Optus. Optus makes no representation or warranty that the Search Results will not contain links and references to objectionable material or in relation to the accuracy or any other aspect of the information on the Linked Sites or contained in the Search Results. No link to another site or the contents of and Search Result should be construed as an endorsement or recommendation of any information, goods or services referred to in the Linked Site or the Search Results.

Disclaimer and limitation of liability

The Trade Practices Act and similar state and territory Legislation in Australia may confer rights and remedies on you in relation to the provision by Optus or ninemsn of goods or services on the Network which cannot be excluded, restricted or modified ("Non-excludable Rights"). Optus and ninemsn does not exclude any Non-excludable Rights but does exclude all other conditions and warranties implied by custom, law or statute.

Except as provided for by the Non-excludable Rights: a) all Content is provided "as is" and without warranties of any kind, either express or implied, b) Optus and ninemsn and its suppliers expressly disclaim all warranties of any kind, including but not limited to implied warranties of merchantability and fitness for a particular purpose, c) Optus and ninemsn does not warrant that the functions contained in any Contentor your access to the site will be uninterrupted or error-free, that any defects will be corrected or that the site or the server which stores and transmits Content to you are free of viruses or any other harmful components, d) Optus and ninemsn does not warrant or make any representation regarding your access to, or the results of your access to, the site (including any related or linked websites) or any Content in terms of correctness, accuracy, timeliness, completeness, reliability or otherwise, and e) you (and not Optus or ninemsn) assume the entire cost of any necessary verification, maintenance, repair and/or correction of any relevant Content.

Under no circumstances (including but not limited to any act or omission on the part of Optus or ninemsn) will Optus or ninemsn or its affiliates be liable for any indirect, incidental, special and/or consequential damages or loss of profits whatsoever which result from any use or access of, or any inability to use or access, the site or any Content. You expressly acknowledge and agree that Optus and ninemsn does not exert control over users of the site (including individuals referred to on the Network as guests and experts) and is not liable either for their opinions or their behaviour, including any information and/or advice and any defamatory statements or offensive conduct.

To the fullest extent permitted by law, ninemsn's liability for breach of any implied warranty or condition which cannot be excluded is limited at the option of ninemsn to the following:

You should also read the liability provisions of the Optus Consumer Terms.

Trademarks of Optus and ninemsn and its affiliates

The trademarks listed below are trademarks of Optus and ninemsn or its affiliates (as indicated). All other trademarks displayed on the site are trademarks of their respective owners. Nothing contained on the site should be construed as granting any license or right of use of any trademark displayed on the site without the express written permission of Optus or ninemsn, the relevant ninemsn affiliate or third-party owner.

Some of the logos listed below may be available to you to place on your own website as a hyperlink to the relevant ninemsn website, but such use requires the express written authorisation of Optus or ninemsn or the relevant affiliate, and any use must be in accordance with the trademark usage guidelines of the relevant trademark owner.

ninemsn : ninemsn, the ninemsn logo, TV Guide, Movie Guide.

Optus: Optus, ‘yes’OPTUS, the ‘yes’OPTUS logo, OptusZOO, myZOO, the MyZOO logo, ‘yes’

Portal Terms of Use

Please see our Consumer Terms. Your use of this Site constitutes your agreement to these terms.

Optus and ninemsn relies on your continued observance of these Portal Terms of Use. If Optus or ninemsn suffers any loss or damage or incurs any costs in connection with any breach of these Portal Terms of Use or any other legal obligation then you agree that your liability as set out in the Optus Consumer Terms will apply.

Privacy and protection of Personal Information

See our Privacy Statement for information relating to the collection, use and disclosure of your personal information.

Specific Terms related to content from other partners and suppliers

Some of the content on the OptusZOO Portal is supplied to ninemsn by other partners and suppliers, the following specific terms relate to ninemsn’s partners and suppliers.

Information supplied by HWW is Copyright © 2006 HWW Limited.

In compiling HWW Content HWW relies upon information supplied by a number of external sources. HWW Content is supplied on the basis that while HWW believes that all the information in it will be correct at the time of publication, it does not warrant its accuracy or completeness.

Information supplied by AAP is © 2006 Australian Associated Press Pty Limited (AAP) or its licensors. This is the ninemsn service with content provided by AAP. AAP reserves all rights, including copyright, in services provided by it. The information, text and images in the service are for personal use only and may not be re-written, copied, re-sold or re-distributed, framed, linked or otherwise used whether for compensation of any kind or not, without the prior written permission of AAP.

This service is published for information only without assuming a duty of care. AAP is not in the business of providing professional advice, and gives no warranty, guarantee or other representation about the accuracy of the information or images contained in this service. AAP is not liable for errors, omissions in, delays or interruptions to or cessation of the services through negligence or otherwise.

The globe symbol and "AAP" are registered trademarks.

Information supplied by Agence France-Presse is © 2006 AFP. All rights of reproduction and distribution reserved. All information displayed on this section (dispatches, photographs, logos) is protected by intellectual property rights owned by Agence France-Presse. As a consequence, you may not copy, reproduce, modify, transmit, publish, display or in any way commercially exploit any of the content of this section without the prior written consent of Agence France-Presse.

Associated Press (AP) text, photos, graphics, audio and video works are only for the personal, non-commercial use of persons accessing this service and must not directly or indirectly be published, rewritten for broadcast, communication or publication or redistributed in any medium. AP materials and works must not be stored in any electronic or other system except for the personal, non-commercial use of persons accessing this service. Users nor any other person may hold AP liable for any delays, inaccuracies, errors or omissions in respect of such materials or works, the transmission or delivery of such materials and works or any loss or damage arising from any of the foregoing.

Specific Terms of Use for the Getaway travel website

These specific Terms of Use for the Getaway travel website are in addition to the general Terms of Use governing the use of the ninemsn Network of websites including the Getaway travel website.

Getaway travel is a website about travel and travel destinations. The Getaway travel website contains a wide variety of information including a section entitled Plan Your Holiday, a TV Show section containing information on travel and travel destinations, and a section containing travel Tools.

The Getaway travel website is made available to provide you with travel-related information and to enable you to determine the availability of travel-related goods and services and to make legitimate reservations or otherwise transact business with third party suppliers. ninemsn does not offer any products or services itself other than providing you with the opportunity to purchase products or services from third party suppliers or carriers. ninemsn does not accept any responsibility whatsoever for the acts or omissions of any such third party, and does not warrant the accuracy, completeness, or fitness for purpose of any such products or services. Any purchase of products or services you may make through the Getaway travel website will be a separate contract with the third-party supplier of that product or service. Such purchases may be subject to separate terms and conditions imposed by the third-party supplier of those products or services. It is your responsibility to contact the relevant third-party carrier or supplier in order to find out the terms and conditions imposed by them on any transactions you may carry out.

Much of the information in the TV Show section parallels, or provides additional information in respect of, stories, tips and places which are featured on Channel Nine's Getaway television program. Some of this information is presented under licence from The Nine Network Pty Limited.

The TV Show section also contains a forum, in which columnists provide hints and advice on travel-related matters, including matters related to travel health. Information on travel health is simply generic information and should not be treated as medical advice. ninemsn does not give, or purport to give, any medical advice, and is not qualified to do so. You should never use or act on this information without first properly consulting, and seeking proper information and advice from, a qualified medical practitioner.

The Travel Tools area of the Getaway travel website contains a virtual guidebook giving details of numerous popular destinations, including passport and visa requirements, information on Australian and worldwide weather, a hotel directory, a currency converter, and links to a large number of travel sites. Passport, visa and health requirements are the responsibility of all individual travellers. ninemsn or its suppliers may assist in providing information, but this should be treated as a guideline only.

The Currency Converter provides a link to a convenient currency conversion utility. It provides illustrative calculations based on various publicly available sources. Rates are not verified, and the actual exchange rate that applies to any transaction into which you enter may vary depending on market fluctuation, your location and the relevant party who exchanges the currency for you. The information supplied by this application is believed to be accurate, but neither ninemsn nor its suppliers warrant or guarantee such accuracy. When using this information for any financial purpose, you should consult a qualified professional to verify the accuracy of the currency rates.

The Plan Your Holiday section provides you with the opportunity to make reservations and purchases of various travel-related products and services provided by third-party carriers or suppliers, including domestic and international travel, car rental, hotel bookings, package deals and the purchase of travel insurance. ninemsn does not warrant the reliability of any links to any site of any third-party carriers or suppliers, and is not in any way responsible for, or liable for any failure in relation to, the communication from you to the third party of any reservation or purchase you may make with such a third party, or the confirmation of such a reservation or purchase. By reserving or purchasing any such products or services, you agree to abide by any terms and conditions of purchase imposed by any carrier or supplier with whom you elect to deal, including, but not limited to, the payment of all amounts due to such carriers or suppliers when due and the compliance with all rules and restrictions regarding availability of fares, products or services. You will be completely responsible for any and all charges, fees, duties and taxes arising out of your use of the Getaway travel website.

Prices displayed in the Plan Your Holiday section are current at the time of issue, but may change at any time and are subject to availability. Prices quoted do not include additional fees or charges such as taxes, airport charges, booking fees or travel insurance unless expressly specified. ninemsn does not in any way guarantee the availability of any product or service. Airline, car hire, travel insurance and hotel availability and conditions may change at any time. ninemsn does not accept any responsibility for any travel product or service, rules or conditions that are incorrectly represented within the section. Routing restrictions and other special conditions may apply.

These specific Terms of Use for the Getaway travel website do not exclude any rights which by law cannot be excluded. The user is referred to ninemsn's general Terms of Use for a complete statement on the Trade Practices Act and the user's Non-Excludable Rights.

Specific Terms of Use for the Health website

These specific Terms of Use for the Health website are in addition to the general Terms of Use governing the use of the ninemsn Network of websites including the Health website.

The Health website contains a wide variety of information in the form of Good Medicine TV fact sheets, expert responses to user health queries, and discussion boards on the subjects of body language, healthy living and looking good.

The information on the Health website is generic and does not take into account the physical state, medical status and/or health requirements of any particular individual which are relevant to the proper diagnosis and treatment of any problem, condition or disorder. Consequently, you should never use or act upon this information without first properly consulting, and seeking proper information and advice from, a qualified medical practitioner. ninemsn does not give, or purport to give, any medical advice, and is not qualified to do so.

The fact sheets are provided by Nine Network Australia Pty Limited as part of the television program Good Medicine.

The expert responses area of the website provides a Q&A-style forum where users can pose questions regarding health and healthy living to recognised health professionals. Responses should not be treated as medical advice.

The discussion board contains information and queries posted by general users of the Network and is open to anyone with access to the Network regardless of their qualifications, knowledge or experience.

ninemsn, its related companies and its licensors expressly disclaim all responsibility for, and liability in respect of, the accuracy of the information on the Health website in any particular circumstances, the improper application of the information and the consequences of anyone's failure to obtain a proper medical examination and advice from a qualified medical practitioner in the relevant circumstances. The opinions expressed by any health professional on the Network are those of the relevant health professional and not ninemsn, and ninemsn accepts no responsibility for them. ninemsn makes no representations whatsoever in respect of the accuracy of any information placed on any discussion board by any general user of the Network whose comments and opinions are solely their own, or any such user's ability, knowledge, experience or professional qualifications.

These specific Terms of Use for the Health website do not exclude any rights which by law cannot be excluded. The user is referred to ninemsn's general Terms of Use for a complete statement on the Trade Practices Act and the user's Non-Excludable Rights.

Specific Terms of Use for the Money website

These specific Terms of Use for the Money website are in addition to the general Terms of Use governing the use of the ninemsn Network of websites including the Money website.

The Money website contains information in the form of financial and market statistics, financial tools and calculators, financial news and articles, comment, fact sheets, company reports, general market information, advertising and related hyperlinks.

ninemsn does not give any securities or investment advice, conduct any securities or investment advice business. ninemsn does not deal in securities, whether on its own behalf, as a representative or agent of any other person, or otherwise, except that, in certain circumstances, ninemsn may receive a fee from certain advertisers when a user who has entered the advertiser's website from the ninemsn network undertakes certain transactions on or in relation to that advertiser's website.

None of the information on the Money website constitutes "personal securities recommendation" for any purpose. ninemsn and its licensors do not assume or accept any responsibility for, and shall not be liable for the accuracy of, any information contained on the Money website.

The information on the on the Money website is provided as an information service only and should not be relied upon as a substitute for financial or other professional advice. None of the information on the Money website takes into account the investment objectives, financial circumstances or investment needs of any particular investor. Anyone viewing the Money website must therefore assess whether it is appropriate, in the light of their own individual circumstances, to act upon the relevant information. It may be advisable to obtain investment advice before making any investment decision based on the information provided on the Money website.

Where specified, the financial news and statistics on the Money website are provided by Reuters as an information service only and should not be relied upon as a substitute for financial or other professional advice. None of the information on the Money website takes into account the financial circumstances or investment needs of any particular investor. Anyone viewing the Money website must therefore assess whether it is appropriate, in the light of their own individual circumstances, to act upon the relevant information.

Where specified, the company reports on the Money website are provided by Huntleys' Investment Information (HII). HII is a specialist provider of financial information and research (AFSL No. 240892). The material provided by HII is provided under additional terms and conditions, but, to the extent of any inconsistency with the ninemsn Terms of Use, the ninemsn Terms of Use (including these specific Terms of Use for the Money website) will prevail.

Where specified, the financial news on the Money website is provided by Reuters.

The stock quotes on the Money website are provided by ASX Operations Pty Ltd. In addition to the limitations on the use of all Content on the ninemsn Network, you may not use the stock quotes to establish, maintain or provide, or assist in establishing, maintaining or providing a market for trading in securities, or otherwise make the market quotes available to any third party. You must not use any "roboting" techniques or mechanisms to automatically request stock quotes.

Certain market information and comment was broadcast originally on the Money television show on Channel Nine. The fact sheets on the Money website are prepared by Paul Clitheroe, host of the Money television show, and his staff and are adapted for the Money website. Neither Paul Clitheroe, Channel 9, ninemsn nor their respective directors, affiliates or employees, accept any liability, direct or indirect, arising from any person relying on any information contained on the Money website. Stock tips are not provided for retail investors.

All third-party advertising and referral buttons containing hyperlinks are paid for by the relevant third-party advertisers and are not recommendations or endorsements by ninemsn or its respective directors, affiliates or employees. The user is referred to the relevant third party for all relevant information, including complete information on that entity's investment adviser or dealer licensing status and licence number.

These specific Terms of Use for the Money website do not exclude any rights which by law cannot be excluded. The user is referred to ninemsn's general Terms of Use for a complete statement on the Trade Practices Act and the user's Non-Excludable Rights.

Specific Terms of Use for the Small Business Site

The Small Business Site contains information in the form of general small business information, for example online business/commerce information, franchising information, exporting information, tax information and small business calculators. All material is provided as an information service only and should not be relied upon as a substitute for commercial or other professional advice. Neither ninemsn nor its licensors assume or accept any responsibility for the accuracy of any information contained on The Small Business Site.

ninemsn does not give any financial, taxation or accounting advice or conduct any taxation or accounting advice business, as a representative or agent of any other person or otherwise. ninemsn does not give any securities or investment advice, conduct any securities or investment advice business or deal in securities whether on its own behalf, as a representative or agent of any other person, or otherwise.

The small business calculators provide illustrative calculations based on stated assumptions only. The information resulting from the calculations should not be relied upon as a complete representation of all start up and other costs or as a substitute for commercial or other professional advice. The Small Business Site provides contact details of relevant third party organisations for further information.

Aspect Terms

All material provided by Aspect Financial Pty Ltd ("Aspect Material") is © copyright Aspect Financial Pty. Ltd., 1999. All rights reserved. No material may be reproduced, except as allowed by the Copyright Act, without the prior written approval of Aspect Financial and ninemsn. Some of the Aspect Material is copyright and is published under licence from ASX Operations Pty. Limited, ACN 004 523 782 ("ASXO"). Australian Beta information and some share price information supplied by the Centre for Research in Finance, AGSM Limited. Consensus Forecast data is copyright I/B/E/S International, Inc.

Disclaimer
The Aspect Material has not been prepared by taking into account the investment objectives, financial situation and particular needs of any individual investors. It is a general information service only. To the extent permitted by law, ASXO is not liable for any loss, damage, cost or expense suffered by any person, whether arising from negligence or otherwise from the use of or results obtained from material supplied by ASXO.
Disclosure

Officers and employees of Aspect Financial (or their associates) may hold securities reviewed in the information provided on the Investor website, which forms part of the Aspect Material.

Accuracy of information

Use of the Aspect Material is at your own risk. Aspect Financial is not responsible for any adverse consequences arising out of the use of the product.

Aspect Financial believes that all information contained in the Aspect Material is accurate and reliable, but gives no warranty of accuracy or reliability of such information to you or to any third party. To the extent permitted by law, no responsibility for damages or loss arising in any way out of or in connection with or incidental to any errors or omissions in any information provided is accepted by Aspect Financial, whether arising from negligence or otherwise from the use of or results obtained from material supplied by Aspect Financial. Nor, to the extent permitted by law, is ASX Operations Pty Limited liable for any loss, damage, cost or expense suffered by any person, whether arising from negligence or otherwise from the use of or results obtained from material supplied by ASX Operations Pty Limited.

Aspect Financial will not be liable for damage or loss resulting from any delay in operation or transmission, virus, communications failure, Internet access difficulties or malfunction in equipment or software.

Copyright

Copyright in the material is owned by Aspect Financial. Some of the Aspect Material is copyright and is published under licence from ASX Operations Pty Limited ACN 004 523 782 ("ASXO"). Australian Beta information and some share price information is supplied by the Centre for Research in Finance, AGSM Limited. You may use this material for your own personal reference only.

Except for the temporary copy held in the computer's cache and a single permanent copy for your personal reference, the material may not be copied, reproduced, published, stored in a retrieval system, altered, transmitted in any form or by any means in whole or in part or otherwise disseminated to others (except where such use constitutes fair dealing under the Copyright Act of Australia) without the prior written approval of Aspect Financial.

General securities advice only

The Aspect Material has not been prepared by taking into account the particular investment objectives, financial situation and particular needs of any individual investors. It is a general information service only. You should assess whether it is appropriate in light of your own individual investment objectives, financial situation and particular needs. If necessary, you should consult with a licensed investment adviser or dealer in securities such as a stockbroker before making an investment decision.

None of the information provided by Aspect Financial constitutes, and must not be construed as, an offer of securities or other financial instruments. Nor is it an invitation to you to take up securities or other financial products. Nor is it a recommendation to deal in any securities or other financial products.

You may not use any part of the material on the site to establish, maintain or provide or assist in establishing, maintaining or providing a stock market (other than one authorised by law) for trading in securities.

Officers and employees of Aspect Financial (or their associates) may hold securities reviewed in this report.

Limitation of Liability

Nothing in these terms excludes, restricts or modifies any condition, warranty or liability which may at any time be implied by the Trade Practices Act (the "Act") or any other applicable law where to do so is illegal or would render any provision of the Agreement void. Subject to this qualification, all express or implied conditions or warranties, statutory or otherwise, in respect of the information supplied is expressly negatived and excluded. You agree that Aspect Financial will not be liable for any damages or loss of any kind whatever (including, without limitation, any liability for consequential loss) arising out of the use by you of information supplied whether arising from any act, omission or failure (and whether negligent or not) of Aspect Financial, its officers, servants, agents or independent contractors or otherwise. If Aspect Financial should be liable for breach of a condition or warranty implied by Division 2 of Part V of the Act (other than a condition or warranty implied by Section 69 of the Act) in relation to the supply of goods or services (or both) which are not of a kind ordinarily acquired for personal, domestic or household use or consumption, its liability is limited to any one or more as Aspect Financial in its sole discretion considers appropriate of the limitations specified in subsections (a) and (b) of Section 68A(1) of the Act.