Your December Monthly Forecast: The right thing to do is rarely the easy thing. We can't automatically conclude that there's virtue in difficulty, but we probably ought to be suspicious of solutions that seem surprisingly simple. Somewhere in your world now, a convenient assumption is being made. It sounds persuasive but it fails to take an important factor into account. You are right to be cautious and to insist on checking facts that others seem happy to accept without question. In the long run, there will be a dividend for all your December diligence.